Best Travel Insurance for Long Term Travel (2022)
The best travel insurance for long-term travel is a global medical travel insurance that covers people from all over the world.
Most travel insurance policies will be void once you’re outside your home country for more than 90 days.
That’s why we need to tell you about Safety Wing – which will cover you indefinitely, includes Covid-19 coverage worldwide and you can start your subscription while you are already traveling.
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What Is The Best Travel Insurance for Long-Term Travel?
The best travel insurance is a package that can be purchased while you’re already abroad and it then operates like a monthly subscription.
For example, there are lots of travel insurance that will only cover you for 40-90 days outside the country. After that period, it would be void.
So we need one that covers you indefinitely, on a rolling contract, even if you do not return to your home country within 90 days.
For us, the best choice is Safety Wing Nomad Insurance.
Why Use Safety Wing Nomad Insurance?
There are so many places in the world to see, and when you are traveling and working at the same time it is essential to know that you are covered by good travel insurance.
We have chosen Safety Wing as our long-term travel insurance provider, because it ticks every box needed when traveling continuously.
Nomad Insurance – SafetyWing
- If you are planning to travel long-term, Safety Wing is the best insurance available.
- They cover people from all over the world, while outside their home country.
- Visits to home country are covered.
Safety Wing Pricing
- $42 for 28 days cover (travel outside the US)
- $77 for 28 days cover (including the US)
- Rolling contract charged every 28 days.
I have personally used Safety Wing to claim back on a medical emergency and an emergency repatriation flight.
The reimbursement on both occasions came quickly and without too much back-and-forth with the agent.
Why Get Long Term Travel Insurance?
Having a reliable travel insurance provider is extremely important when you are traveling all over the world. With good insurance comes peace of mind.
Here are a few questions spring to mind, especially when you are traveling long-term.
- What if the airline loses my luggage?
- What if I get injured necessitating medical retrieval?
- What if I catch a rare disease that can only be treated back home?
An Example Of When You Might Need Travel Insurance
Recently in Greece, a young man was thrown from his motor scooter and broke his arm. On presentation at the local hospital, he discovered that medical treatment in Greece was free for all people.
However, the injury required a type of surgery that could only be carried out in another country. If he had taken out good long-term travel insurance, he could have been flown home by the insurance cover.
Instead, it was a choice between money and his health.
Having good long-term travel insurance is peace of mind. If you don’t have it, you might constantly worry about what might happen.
Can I Get Travel Insurance for More Than 30 Days?
The beauty of Safety Wing travel insurance is that it constantly renews every 30 days, covering you indefinitely even when you are outside your home country.
If you are going away for a longer trip, make sure to take out long-term travel insurance.
Multi-trip insurance is for short trips, usually 30 days, and this is fine for the usual annual leave and it expires at the end of 30 days.
Which Long Term Travel Insurance to Choose?
Everyone needs travel insurance, and whatever you plan to do when traveling may not even be dangerous, but sadly accidents can and do happen.
When we are away from our normal routine they are more likely to occur.
So don’t take the risk, take out Safety Wing long-term travel insurance and stay covered.
Which long term travel insurance do you use? Let us know in the comments below.
